Apply with just 3 inputs

Money Grows on Trees,
When you Plant the Right Seeds.

Everyone should have convenient access to capital for business growth and personal aspirations.

Your Continuous Lending Journey Starts Here.

Get approved in hours, not days, and gain the financial flexibility you need through trusted funding partners

We believe funding should work for people

not the other way around.

43% of individuals still rely on manual tools to make key financial decisions.

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43% of individuals still rely on manual tools to make key financial decisions.

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43% of individuals still rely on manual tools to make key financial decisions.

0%

12.5k+ personal and business applications processed monthly through our partner network.

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12.5k+ personal and business applications processed monthly through our partner network.

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12.5k+ personal and business applications processed monthly through our partner network.

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60% of individuals lose track of their budget by mid-year. We make financing simple.

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60% of individuals lose track of their budget by mid-year. We make financing simple.

0%

60% of individuals lose track of their budget by mid-year. We make financing simple.

0%

Business Finance Solutions

We match businesses with trusted funders for fast, industry-specific financing, from working capital to startup funding.

Business Line of Credit

We provide flexible, revolving capital to fuel your business growth long term.

Fixed Funding

We provide fixed funding solutions with predictable payments, clear terms, and reliable business financing.

Forward Solution

We help businesses plan ahead with structured financing to prepare for expansion.

Payment Processing

Allow your business to accept payments seamlessly with secure, modern processing.

Supplemental Funding

Supplemental funding provides additional short-term capital to help businesses manage cash flow gaps.

Personal Finance Solutions

Things come up, and Capital Lynk ensures you are always one step ahead. Whether you are paying off debt, paying off a large bill, or rebuilding credit, our options make borrowing quick, equitable, and secure.

Auto Financing

Drive Forward with Confidence.

Debt Consolidation Loans

Simplify Your Payments.

Home Equity & Mortgage Loans

Put Your Home's Value to Work for You.

Payday and Installment Loans

Fast, Flexible Cash When You Need It Most.

Personal Loans

Why Use Capital Lynk to Find a Personal Loan?

Why Choose Capital Lynk

Flexible access with fast decisions

Apply online, get a quick approval, and draw funds whenever you need them, today or next week.

Flexible access with fast decisions

Apply online, get a quick approval, and draw funds whenever you need them, today or next week.

Flexible access with fast decisions

Apply online, get a quick approval, and draw funds whenever you need them, today or next week.

Only pay for what you use

Interest applies solely to the amount you borrow, with clear, transparent terms and no hidden surprises.

Only pay for what you use

Interest applies solely to the amount you borrow, with clear, transparent terms and no hidden surprises.

Only pay for what you use

Interest applies solely to the amount you borrow, with clear, transparent terms and no hidden surprises.

Use it for anything

Cover unexpected bills, home upgrades, debt consolidation, or smoothing cash flow, your credit line adapts to your needs.

Use it for anything

Cover unexpected bills, home upgrades, debt consolidation, or smoothing cash flow, your credit line adapts to your needs.

Use it for anything

Cover unexpected bills, home upgrades, debt consolidation, or smoothing cash flow, your credit line adapts to your needs.

How It Works

With Capital Lynk, you are always the driver, we assist you in getting the proper capital, not just any capital.

Apply in Just 5 Minutes

Start your application in just a few clicks with a guided flow.

Apply in Just 5 Minutes

Start your application in just a few clicks with a guided flow.

Apply in Just 5 Minutes

Start your application in just a few clicks with a guided flow.

Verify Your Identity Instantly

Confirm your identity securely using a quick biometric scan.

Verify Your Identity Instantly

Confirm your identity securely using a quick biometric scan.

Verify Your Identity Instantly

Confirm your identity securely using a quick biometric scan.

Connect Your Financial Information

Safely link your bank and income details in seconds.

Connect Your Financial Information

Safely link your bank and income details in seconds.

Connect Your Financial Information

Safely link your bank and income details in seconds.

One Smooth Application Flow

Everything happens in a single, seamless experience.

One Smooth Application Flow

Everything happens in a single, seamless experience.

One Smooth Application Flow

Everything happens in a single, seamless experience.

Get Matched and Move Forward

Once verified, Carousel intelligently routes your application so you can receive offers and access funding without delays.

Get Matched and Move Forward

Once verified, Carousel intelligently routes your application so you can receive offers and access funding without delays.

Get Matched and Move Forward

Once verified, Carousel intelligently routes your application so you can receive offers and access funding without delays.

Features

Up to $10,000 lines of credit, subject to acceptance.

Only interest on the sum you borrow.

Only one application to fill in for long-term access.

Money available via direct deposit or internet transfer.

No need to reapply whenever you are in need of cash.

Flexible repayments that work with your schedule.

Note: Amounts are subject to applicant, province, credit and income. Be sure to review your contract for numbers and terms actually utilized.

R. Chen, Toronto

Capital Lynk made getting business funding so easy. We were approved in 48 hours and expanded our team the next week.

76%

Reduction in application time

2x

Reduction in application time

M. Patel, Vancouver

I needed personal financing after unexpected expenses — Capital Lynk gave me options that fit my budget perfectly.

79%

Reduction in application time

2x

Reduction in application time

Name here

Quote here

64%

Reduction in application time

2x

Reduction in application time

R. Chen, Toronto

Capital Lynk made getting business funding so easy. We were approved in 48 hours and expanded our team the next week.

76%

Reduction in application time

2x

Reduction in application time

M. Patel, Vancouver

I needed personal financing after unexpected expenses — Capital Lynk gave me options that fit my budget perfectly.

79%

Reduction in application time

2x

Reduction in application time

Name here

Quote here

64%

Reduction in application time

2x

Reduction in application time

What Our Clients Say

What Our Clients Say

What Our Clients Say

R. Chen, Toronto

Capital Lynk made getting business funding so easy. We were approved in a few hours and started expanding our team the next day.

76%

Reduction in application time

2x

Reduction in application time

M. Patel, Vancouver

I needed personal financing after unexpected expenses — Capital Lynk gave me options that fit my budget perfectly.

79%

Reduction in application time

2x

Reduction in application time

Name here

Quote here

64%

Reduction in application time

2x

Reduction in application time

R. Chen, Toronto

Capital Lynk made getting business funding so easy. We were approved in a few hours and started expanding our team the next day.

76%

Reduction in application time

2x

Reduction in application time

M. Patel, Vancouver

I needed personal financing after unexpected expenses — Capital Lynk gave me options that fit my budget perfectly.

79%

Reduction in application time

2x

Reduction in application time

Name here

Quote here

64%

Reduction in application time

2x

Reduction in application time

Start Your Application Today

Fast, flexible funding

Options for personal or business growth, all in one place.

Built for scale

It only takes minutes to apply and find the right solution for your goals.

Frequently asked questions

Capital Lynk is a financial brokerage that connects individuals and businesses with fast, flexible financing solutions through a nationwide network of lending partners. We help simplify borrowing by finding the best available rates, terms, and approval options based on your needs.

Ready to Get Going?

Built to support your financial needs today and provide the flexibility to grow, adapt, and move forward with confidence.

APPLY FOR PERSONAL FINANCING

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