Revenue Based Finance (RBF/ACH Program)
The RBF/ACH Program is designed for businesses that derive little revenue from credit card sales. It is ideal for manufacturers, wholesalers, distributors, contractors and other service providers. This unique program gives these businesses access to working capital based upon their cash flow and not traditional metrics like asset/collateral coverage and their personal credit score.
Like a Business Cash Advance, this product is not a loan but the purchase of future receivables. Leverage future cash flow to obtain the working capital you need today to grow. Financing is based on the amount of cash flow through the businesses operating accounts and repayment is made by automated electronic debits (ACH debit) over a specified term within a range of 3 to 12 months. The process is automated, so you can focus on running your business!
This program is ideal for any small business as it’s funding amount, repayment terms, and repayment period are all variable depending on the business’s needs.
RBF/ACH products offer businesses anywhere from $10,000 to $500,000 in working capital.
If you already have an ACH advance, you qualify for a Supplemental ACH Advance, designed for merchants that already have one or more active ACH program(s) and/or a Merchant Cash Advance.